Week 6| A Setup for Success
Everyone needs a life admin day
One thing I wish I was taught growing up was financial literacy. It’s not something that was ever discussed in my family or at school. In my quest to break generational curses and turn my life around, I find that money is a big hurdle I must overcome.
While in South Korea, I never really worried about money. I didn’t have bills to pay outside of my student loans and the cost of living was pretty cheap compared to the US. For 4 years, I lived a pretty care free life when it came to money. Going out to dinner regularly with friends, trying every single café I could find… if I wanted, I’d buy it. That all changed when I moved back home. Suddenly everything was so much more expensive. Even more than before I moved abroad. Gone were the days of frivolous spending. (Sheds tear).
After taking a couple months off to recover from 4 years of endless working in Korea, it was crunch time. I was lucky that I was able to find a job after looking for about a month. This year, I was even luckier because I managed to find an even better job in a similar field. But now that I’ve secured a job that pays more (still not a lot), I want to improve my finances.
Where do you start when you weren’t raised with financial literacy? You start with the basics.
This week, I read Berna Anat’s Money Out Loud. It was a funny, relatable, and most importantly, easy to digest introduction to all things finance. I would recommend this book to anyone wanting to take control of their finances.
Anat uses her personal experiences and advice from her friends to explain things like investing and preparing for retirement. Each chapter ends with a checklist of things you’ve learned and “homework” you should complete before moving on to the next. Needless to say, I took a ton of notes and finally have a good idea of how I will manage my money.
Special Interests This Week
Life Admin Day (A great way to get all that boring adult stuff done )
Budgets, obviously